What does Medicare part a cover?

Medicare Part A, aka Hospital Insurance, primarily covers inpatient services such as inpatient hospital care, skilled nursing facility (SNF) care, hospice care, and some other health care services.

What does Medicare part b cover?

Medicare Part B covers medically necessary outpatient and preventative health services, including doctor visits, diagnostic tests, durable medical equipment, and many screenings and shots.

What is Medicare part c (aka medicare advantage)?

Medicare Part C is offered by private insurance companies and combines Part A and Part B coverage, sometimes including Part D for prescription drugs, and sometimes includes additional benefits like dental, vision and hearing.

What is Medigap aka medicare supplement insurance?

Medigap is offered by private insurance companies and helps pay for out-of-pocket costs not covered by Original Medicare, such as deductibles, copayments, and coinsurance.

Do i need a medicare advantage or a medigap policy?

While Original Medicare (Parts A and B) offers essential coverage, it may not meet all your healthcare needs. You may want to consider other options depending on your prescription drug needs, budget, and interest in additional benefits.